Legal

Terms & Conditions

Last Updated: 15 May 2025  |  Effective Date: 15 May 2025  |  Nestera, 118 Mittraphap Road, Nai Mueang, Nakhon Ratchasima 30000, Thailand

1. Definitions

In these Terms, the following words carry the meanings described below:

"Nestera" / "we" / "us" / "our": Nestera, operating at 118 Mittraphap Road, Nai Mueang, Nakhon Ratchasima 30000, Thailand.

"You" / "User" / "Client": Any individual or organisation that accesses our website or engages our services.

"Services": The three administrative support offerings described in Section 3 of these Terms.

"Agreement": The binding arrangement formed between you and Nestera upon acceptance of these Terms and engagement of a service.

"Materials": Worksheets, checklists, folder templates, process guides, and any other outputs produced by Nestera for your engagement.

"Website": The Nestera website accessible at nestera.live.

2. Acceptance of Terms

By visiting the Website or engaging any of our services, you confirm that you have read, understood, and agree to these Terms. If you do not agree, please do not use our services.

  • You must be at least 18 years of age and have the legal capacity to enter a binding agreement.
  • Organisations engaging our services confirm that the individual submitting the enquiry has authority to bind the organisation.
  • Continued use of the Website or services after any update to these Terms constitutes acceptance of the revised version.

3. Service Description

Nestera offers the following administrative support services in Thailand. All services are informational and operational in nature. They do not constitute regulated financial, legal, or investment advice.

Service 01

Records Digitization Support — ฿3,500

Scanning, naming, and securely organizing retirement-related documents into a simple folder structure. Outputs are practical organizational tools. No document is retained by Nestera after delivery.

Service 02

Readiness Self-Assessment Toolkit — ฿9,100

A self-serve set of worksheets for individuals to review their own preparation and gather questions. Materials are provided for personal use and do not include personalized direction or advice.

Service 03 — B2B

Employer Process Advisory — ฿12,250

Operational guidance for HR teams on tidying internal pension-administration workflows, timelines, and recordkeeping. Focused entirely on process and paperwork flow, not on individual employee entitlements or regulated plan decisions.

Service delivery is subject to successful communication with the client and receipt of any materials required. Nestera reserves the right to decline an engagement if the scope is outside our service offering.

4. User Responsibilities

When using our Website or engaging our services, you agree to:

  • Provide accurate and complete information in any enquiry or engagement
  • Use the Website and any materials provided solely for lawful purposes
  • Not reproduce, redistribute, or resell materials provided by Nestera without written permission
  • Not use the Website in any way that could damage, overburden, or impair its availability
  • Cooperate reasonably with Nestera during the delivery of services, including responding to information requests in a timely manner

5. Intellectual Property

All content on the Website and in materials provided by Nestera — including text, structure, design, worksheets, and process guides — is the intellectual property of Nestera unless stated otherwise.

Upon full payment, clients receive a limited, non-exclusive, non-transferable licence to use the materials delivered for their own internal purposes. This licence does not permit commercial reproduction, resale, sublicensing, or public redistribution.

For the Records Digitization service, documents you provide remain your property. Nestera holds no ownership claim over client-supplied documents.

6. Payment Terms

All prices are displayed in Thai Baht (฿) and are inclusive of applicable taxes unless otherwise stated at the time of engagement.

Payment: Payment instructions will be provided upon confirmation of your engagement. Work commences upon receipt of payment.

Refunds: If Nestera is unable to deliver a service as described, a proportional refund will be discussed. We do not offer refunds for services already delivered or materials already dispatched.

Currency: All transactions are in Thai Baht (THB). International clients are responsible for any currency conversion fees charged by their bank.

Invoicing: A formal invoice will be issued for each engagement for your records.

7. Service Delivery

  • Delivery timelines will be discussed and agreed at the start of each engagement. Timelines are estimates and may be affected by factors outside Nestera's reasonable control.
  • Changes to agreed scope requested by the client after work has begun may be subject to a revised timeline or supplementary fee.
  • Digital materials will be delivered via a secure method agreed with the client.
  • Physical documents provided for the Records Digitization service will be returned or confirmed deleted after delivery, as agreed.

8. Disclaimers

Our services are administrative and informational in nature. They are not a substitute for regulated financial, legal, or accounting advice. Nestera does not:

  • Provide personalized financial planning recommendations
  • Advise on individual pension entitlements or investment decisions
  • Make representations about future outcomes or administrative results

The Website and all materials are provided on an "as available" basis. While we take care to keep information current and accurate, we make no warranties as to the completeness or fitness of any content for a specific purpose.

9. Limitation of Liability

To the extent permitted under Thai law, Nestera's total liability to you in connection with any engagement shall not exceed the amount you paid for the specific service giving rise to the claim.

Nestera is not liable for indirect, consequential, or incidental losses arising from use of the Website or reliance on any materials provided, including losses arising from decisions made using our organizational tools or worksheets.

10. Indemnification

You agree to indemnify and hold Nestera harmless from any claims, losses, or damages arising from your breach of these Terms, your misuse of materials provided, or any unlawful activity connected with your use of our services.

11. Termination

Either party may discontinue an engagement by providing written notice. If you withdraw before delivery is complete, fees for work already performed will apply.

Nestera may decline or discontinue an engagement if the request falls outside our scope, or if information provided during the engagement is found to be materially inaccurate. Sections 5, 8, 9, 10, and 12 survive termination.

12. Governing Law & Disputes

These Terms are governed by the laws of the Kingdom of Thailand. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Nakhon Ratchasima, Thailand.

Where a dispute arises, we encourage you to contact us first at [email protected] so that we may seek an informal resolution before any formal proceedings.

13. General Provisions

Entire AgreementThese Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Nestera.
SeverabilityIf any provision is found unenforceable, the remaining provisions continue in full force.
WaiverFailure to enforce any provision does not constitute a waiver of the right to enforce it in future.
AssignmentYou may not assign your rights under these Terms without our written consent. We may assign ours with reasonable notice.

14. Changes to These Terms

We may update these Terms from time to time. The effective date at the top of this page will reflect any changes. We will notify active clients of material changes directly. Continuing to use our services after an update means you accept the revised Terms.

15. Contact for Legal Matters

For questions about these Terms or to raise a concern, please reach us at:

Email: [email protected]

Phone: +66 2 879 3164

Address: 118 Mittraphap Road, Nai Mueang, Nakhon Ratchasima 30000, Thailand

We aim to respond to all legal enquiries within 5 business days.